Coverage & Benefits

Coverage & Benefits

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A plan that cares about all of you.

With Premera, you have more than just a health plan. We offer ways to help you manage your health care costs and get the support you need to stay healthy.

Premera offers Medicare Supplement Plans A, C, G, High Deductible G and N. These are standardized plans approved by each state that provides hospital and medical coverage. 

Plan A

Basic coverage for those with fewer hospital and physician expenses.

Plan C

For applicants who were initially eligible for Medicare before January 1, 2020.

Plan G

Most complete medical coverage. Plan G provides the best coverage for Medicare-covered services. That means no copayments or coinsurance. Plan G doesn’t cover the Medicare Part B deductible, so you’ll pay that cost if you choose Plan G.

High Deductible G (HDG)

A high deductible and a lower monthly rate. A nice fit if you prefer a high deductible health plan. Once the plan deductible is met, Plan HDG pays 100% of covered services for the rest of the calendar year. Your payment of the Medicare Part B deductible counts towards meeting the annual plan deductible. You can also use funds in an existing HSA (health savings account) to pay for medical expenses applied to your deductible.

Plan N

Coverage with a copay. 100% coverage on all Medicare-covered inpatient hospital services. After you’ve met your Part B deductible, you pay a copay for office visits and emergency room visits.


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Fitness Membership from FitOn Health®

Eligible Premera Blue Cross Medicare Supplement members can enjoy their no-cost FitOn Health fitness membership. You will have access to the best digital and in-person fitness experiences, with membership in the number one health and fitness platform.

  • Unlimited premium digital fitness classes
  • Nutrition programs with over 500 exclusive recipes
  • Chronic disease courses and wellness content
  • 13,000+ gyms, studios, and national fitness clubs like YMCA, LA Fitness and others. Click here to see if your gym is in FitOn Health’s preferred network.**

How to use this program:

First, you must register with an email and password at fitonhealth.com/register.
If you have questions about using credits or other questions related to your fitness program, please email FitOn customer service at help@fitonhealth.com or call toll-free 855-378-6683 (TTY/TDD: 711), Monday through Friday, 5 a.m. to 8 p.m (PST).

Have questions or want to learn more? View frequently asked questions.

Note: FitOn Health replaces Silver&Fit as your fitness program starting April 1, 2024. If you’ve been using a gym through the program, your membership may transfer automatically on April 1. If you haven’t used your fitness program, or FitOn Health cannot transfer your existing gym membership, you will need to register with an email and password at fitonhealth.com/register. Look for a communication from FitOn health on how to use your new fitness program.


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Spousal Discount program coming soon!

Beginning June 1, 2024, you could be eligible for a spousal discount on your Medicare Supplement premium if both beneficiaries are married or state-registered partners, enrolled in a standard Premera Blue Cross Medicare Supplement plan (effective 2010 and later), and live at the same mailing address. 

To find out if you qualify, the Medicare Supplement spousal discount form will be available on April 1, 2024. 


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Premera Senior Discounts program*

The Premera Senior Discounts program gives you discounts on things like health products, eye care and hardware, contact lenses, and hearing aids.
View all discounts

*These programs are not insurance and may be discontinued at any time.

**The FitOn Health program includes a distribution of monthly credits to plan participants for fitness experiences. Credits vary per gym and some gyms may require additional funds. On behalf of Premera Blue Cross, FitOn Health is an independent company which provides our fitness program. Fitness Membership provided by FitOn Health. 

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